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The holidays are one of the most joyous times of the year, and often, one of the most stressful and expensive. Create a financial plan to make the holidays more joyful.
While a piggy bank is great when your kids are really young, opening a savings account when they get a little older – around 8 or 9 – is a great way to involve them in their finances.
At RiverWind Bank, our slogan has been “we make banking a breeze” for a long time. It still is. But, we want to do more than just make our customers’ banking experience easier; we want to upgrade your banking so it does more for you.
The holiday season is still months away and most of us are more focused on savoring the last moments of summer and preparing for the start of the school year. Business owners however, should be busy preparing their businesses now for the busiest shopping time of the year.
Every year in the U.S., roughly 600,000 new businesses open. One thing they all have in common – whether their Walmart, Amazon, or your local drug store – is they all had to deal with a lot of the same issues when they started.
It’s the summer of high inflation, meaning everything; from gas to groceries, to plane tickets to eating out. That’s not keeping Americans from enjoying the busy vacation and gathering season. Whatever your plans are, there are plenty of ways to save and reduce the impact of the higher than usual costs.
There is no better time in life to develop good habits than when we are young. It’s why parents work so hard to teach their kids good habits at an early age. Things like taking care of their teeth, keeping their rooms clean, even being polite. It’s also the perfect time to begin teaching them about financial responsibility and the importance of saving.
Every year, Americans look around at their homes and decide it’s time to make a change. In 2020, Americans Spent Nearly $420 Billion On Home Improvement Projects, many of which were do-it-yourself projects. While deciding what room, which cabinets, and what color of paint is important, one of the first things any homeowner has to decide is how to pay for these renovations; big or small.
Personal loans can be a convenient and affordable alternative to credit cards when looking to pay for a major life moment. There are a few things to consider – both positive and negative – before deciding whether or not a personal loan fits your needs.
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