Managing your finances effectively often means more than having just one checking and one savings account. Experts recommend using multiple accounts for different purposes, like separating everyday spending from long-term goals, emergency funds, or business finances. This method keeps savings on track, makes budgeting simpler, and can ensure deposits stay fully covered by FDIC insurance (up to $250,000 per depositor per bank).

At RiverWind Bank, setting up multiple accounts is easy and personal. Start with a Kasasa® Rewards Checking for your daily transactions—earning cash rewards while you spend—then add a Statement Savings account for your emergency fund or short-term goals. For bigger dreams, a Money Market account offers competitive rates while keeping your funds accessible. And if you own a business, a dedicated Commercial Checking or Business Savings account keeps personal and professional finances clearly separated, making bookkeeping and taxes much easier.

As a small, local bank with branches in Augusta, Searcy, and Beebe, RiverWind offers face-to-face guidance so you can tailor your accounts to fit your lifestyle. You’ll always work with a banker who knows your name and can help you find the right mix of accounts—without the runaround of large call centers. Whether you’re managing your household, growing a business, or planning for the future, RiverWind makes adding and maintaining multiple accounts simple, convenient, and rewarding.